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Michael D. Hertz

Michael D. Hertz

Educating my clients to make more informed financial decisions to help them achieve financial balance.

This is why I live my life through what I call my Worthy Ideal, which is….

“To utilize my specialized knowledge by educating, organizing and helping individuals with their financial world. I educate them on the decisions they make and the impact that these decisions have on their daily lives. Once they understand this, I work with them to help formalize a plan so that they can enjoy a life filled with health, happiness, abundance and security.”

I assist individuals and families, helping them to gain control of their financial future by utilizing a comprehensive planning process. This process allows us to stress test various theories and beliefs. I assist business owners and entrepreneurs by creating an efficient benefits plan that maximizes a company’s resources in an increasingly restrictive economic environment. My specialties include:

Business Planning

  • Insured/Self-funded Medical & Dental
  • Group Life and Disability
  • Voluntary Benefits
  • Group Retirement Plans
  • Executive Compensation
  • Business Continuation Planning
  • Deferred Compensation

Individual Planning

  • Asset & Income Protection
  • Tax Efficient Strategies
  • Cash Recovery Strategies
  • Risk Management
  • Education Funding
  • Retirement Income Strategies
  • Estate / Charitable Planning

Michael is a graduate of Northeastern University and resides in Needham with his wife Julie, son Spencer and daughter Lacey. When he is not working, you can find Michael with his family, on the ski slopes, or the golf course.


Registered Representative of Park Avenue Securities, Financial Representative of Guardian