Broker Check
Matthew Berard

Matthew Berard

Brokerage Manager & Disability Income Supervisor

Matthew is a seasoned Brokerage specialist, bringing a wealth of knowledge and experience in both Guardian Insurance and Disability Income programs to the firm’s advisors & clients.

Matthew began his career in Seattle, WA with a scratch Guardian Life Insurance Agency in 1997.  Returning to his roots in Boston, MA in 2000, he has built the largest Guardian Life and Disability Insurance Brokerage operation in the New England which serves clients and other financial advisors throughout the United States. Matthew is regularly published or asked to speak on topics related to “protecting your most valuable asset, your ability to go to work” as well as topics pertaining to transitioning business wealth into personal wealth. He has insured over 13,000 lives and over 1,500 businesses.

Beyond insuring and planning for individuals, families and businesses, he also spends his time creating new business ideas and helping entrepreneurs realize their dreams of building and owning their own business.  He actively works with these entrepreneurs and from time to time is an early investor in their businesses or ideas from Maine to California.

Matthew is heavily involved in NAIFA (National Association of Insurance and Financial Advisors). He serves as the Massachusetts Chairperson of the Government Relations Committee for Federal and State Legislative action. Currently, pending before the MA Legislature, he has introduced 2 bills to improve access to insurance policies in a timely manner for consumers and protect consumers from an unintended policy lapse.

Throughout Matthew’s nearly 30 years in business, he has learned one valuable lesson, “No matter what the client’s balance sheet, the one thing in life you cannot purchase is your family’s health!”


Financial Representative of Guardian. CA Insurance license #OF46490.