IS YOUR EMPLOYMENT CONTRACT RIGHT FOR YOU?

• What should you expect to see in your employment agreement?
• How can you avoid the common traps of the negotiation process?
• How should you approach negotiations and manage expectations?
• How can you make best use of legal counsel?
  

STUDENT LOANS

• Current State of Federal Student Loans
• Overview of Public Service Loan Forgiveness & Considerations
• Refinancing Student Loans – Right Move?
• Case Study - Do I Just pay Off My Loans as Fast as Possible?
  

GUEST SPEAKERS:

Please welcome MICHAEL CARAGLIA of Forge Financial & EZRA REINSTEIN of The Ezra Reinstein Law Firm: 

               MICHAEL CARAGLIA                                EZRA REINSTEIN, ESQ.

Held in partnership with: Forge Financial & The Ezra Reinstein Law Firm

Wealth Preservation | Wealth Accumulation

Michael Caraglia, Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), OSJ: 160 Gould Street, Suite 310, Needham, MA 02494, 781-449-4402. Securities products/services and advisory services are offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. Neither Forge Financial nor The Bulfinch Group are affiliates or subsidiaries of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency, Inc., an affiliate of The Bulfinch Group, Inc. The Bulfinch Group, Inc. is not licensed to sell insurance. The Bulfinch Group is not registered in any state or with the U.S. Securities and Exchange Commission as a Registered Investment Advisor. Michael Caraglia, CA Insurance License ##4055962. Guardian and its agents do not provide legal advice. Guardian will never ask you to provide sensitive personal information, including SSN/DOB, nor login via QR codes. Ezra Reinstein is not an affiliate with Guardian. 7513383.1 Exp 3/26/25